Personal Checking

Regular Checking

Our Regular Checking account is free as long as minimum balance requirements are met. Customers receive monthly account statements accompanied by check images.

• $100.00 Minimum balance to open an account
• $400.00 Minimum balance to avoid imposition of fees
• $8.00 Account Fee on Balances of $.00-399.99

Interest Checking

You can earn interest at a competitive rate with a NOW, Super NOW or Money Market account. By maintaining an average daily balance as listed below* there is no service charge.

Now Account

• $500.00 Minimum balance to open account
• *$8.00 Account Fee for Balances Below $500.00

Super Now Account

• $2,500.00 Minimum balance to open an account
• *$11.00 Account Fee for Balances Below $1,000.00 

MMDA

• $2,500.00 Minimum balance to open an account
• *$11.00 Account Fee for Balances Below $1,000.00

Please contact us for interest rate information.

Club Account Plan Options

Standard Plan

Club Members receive accidental death insurance in the amount of $10,000 and scheduled airline insurance of $20,000 are provided on the account. They also receive a Savers Club Book for many restaurants and hotels across the U.S., car rental discounts, movie theatre discounts, theme park discounts as well as discounts on services you can use every day. All of this is provided for only $7.00 per month!

Family Plan

For $9.00 a month, the Family Plan provides all of the great benefits of the Standard Plan as well??? as well as $20,000 accidental death insurance for members, $2,500 for spouse and each individual dependent child and $100,000 coverage when traveling by air.

Senior Checking Account

All persons age 62 and over are eligible for this account that features no monthly service charge and no minimum balance requirement.

Community Free Account

When you open a personal checking account with payroll direct deposit and you sign up for E-Statements, there is no minimum balance requirement and the account is free of monthly service charge.  All other fees do apply, including but not limited to Overdraft/NSF and/or Return Items.

Additional Fees

• Checks Paid Against Non-sufficient Funds*: $32.00 per item
• Checks Returned*: $32.00 per item
• Stop Payment - 6 months: $25.00
• Signature Watch - 1 month: $25.00
• Money Orders: $5.00
• Official Check: $5.00
• Certified Check: $5.00
• Incoming Collections: $10.00
• Copy Machine Copies: $0.25 each
• Account Research: $20.00/hour (No Prorating)
• Research Photocopies: $1.00
• Check Cashing for Non-customers $10.00
• Outgoing and Incoming wire transfers - Domestic: $25.00/$15.00
• Outgoing and Incoming wire transfers - Foreign: $50.00
• Copy of current statement: $3.00
• Copy of current statement (faxed/mailed): $4.00
• Garnishment/Levy Processing: $75.00
• Credit Card Advance: $5.00

*This fee applies to overdrafts created by check, in person withdrawal or other electronic means as applicable.