- Two Forms of Government Issued Identification
This is required per Federal Regulations (USA Patriot Act)
- W2’s &/or 1099’s
The qualification process requires the last 2 years for an analysis of your income history.
The qualification process requires the last 30 days of Paystubs.
- Tax Returns
The qualification process requires the last 2 years of Tax Returns
- Self Employed / Business Interest
The qualification process requires the last 2 years 1120 &/or K1’s
- Bank/Asset Statements
The qualification process requires the last 2 months bank/asset statement to verify reserves & down payment.
- Retirement Statements
If providing retirement statements, include the terms of withdrawal.
- Large Deposits
Any non-payroll/pension/social security deposit made must be sourced to avoid negative impact on your loan.
- Homeowners Insurance
Provide Contact Information & Quote
- Rental Properties
Required for all rentals: Mortgage Statements, Homeowners insurance, HOA statements, lease agreements.
- Bankruptcy Papers
If applicable, copies of all schedules and discharge papers are required.
- Divorce Decree
If applicable, a certified copy or signed copy by the Court of your Divorce Decree is required.
- Child Support Order
If applicable, three months evidence of receipt is required.